Hi Tim, I realize you're likely earning affiliate commissions from EveryDollar and others, but there are options which are not subscription based. I'm only mentioning this not to offend the need your family has for income, but rather under the guise that in a Biblical sense, being a good steward of one's own resources, money being one of them, is what may be of benefit to the man wishing to be financially confident and a strong head of household. Especially one who may not be able to afford (yet another) expense of a recurring charge.
As an example, if you're using an iOS device, and have enough discipline (and can convince your wife) to simply take less than 20 seconds to enter a receipt after making a purchase, you can manage your budget with a simple $3 (one time payment only) app named Spending Tracker. Using their Dropbox sync feature you can link a common budget across multiple devices.
I'm not posting the url because my intent is not to directly promote the app, although I will say it is made by an independent developer from the domain mhriley.com (I have no personal or commerical association, I just use it in my household). The point being... when it comes to services, subscriptions, paying for things and budgeting, there are ways and software that can be used without increasing your expenses while, at the same time, trying to manage or reduce them.
Lately, I'm simply abhorring the direction of our capitalist system where greedy corporations simply extract an ever increasing amount when in reality their own expenses tend to reduce over time. This is so that the executives at the top of these companies can play a totally different game than most of us "normal working folks". You yourself know the feeling of an imbalanced equation. The time and effort you put into increasing the value of YouTube over the years was rewarded at a rate of pennies (or more likely fractional pennies) on the dollar - until you started selling things and services directly from yourself. Yourself and everyone else who are (or were) somewhat "dependent" on the distribution and exposure that the channel owner provides, allows those companies to effectively retain modern day indentured employees. It really is an unfortunate situation even though the Bible clearly spells out that it's what the world will be like until the day He arrives.
Just wanted some people to know that there are older software solutions out there that don't seek to extract more money from you on a repeating basis.
Thanks for sharing this, Matt! To be clear, EveryDollar is not an affiliate link. I get no commission for it. It’s just what we use, so I shared it. As I mentioned in the post, someone could use a simple spreadsheet with no fancy software, too. I don’t care how people track their finances. I just think it’s fruitful to do so. Thanks for sharing other tools people could use! I’m sure it’ll be helpful for others who read this post.
Hi Tim, I realize you're likely earning affiliate commissions from EveryDollar and others, but there are options which are not subscription based. I'm only mentioning this not to offend the need your family has for income, but rather under the guise that in a Biblical sense, being a good steward of one's own resources, money being one of them, is what may be of benefit to the man wishing to be financially confident and a strong head of household. Especially one who may not be able to afford (yet another) expense of a recurring charge.
As an example, if you're using an iOS device, and have enough discipline (and can convince your wife) to simply take less than 20 seconds to enter a receipt after making a purchase, you can manage your budget with a simple $3 (one time payment only) app named Spending Tracker. Using their Dropbox sync feature you can link a common budget across multiple devices.
I'm not posting the url because my intent is not to directly promote the app, although I will say it is made by an independent developer from the domain mhriley.com (I have no personal or commerical association, I just use it in my household). The point being... when it comes to services, subscriptions, paying for things and budgeting, there are ways and software that can be used without increasing your expenses while, at the same time, trying to manage or reduce them.
Lately, I'm simply abhorring the direction of our capitalist system where greedy corporations simply extract an ever increasing amount when in reality their own expenses tend to reduce over time. This is so that the executives at the top of these companies can play a totally different game than most of us "normal working folks". You yourself know the feeling of an imbalanced equation. The time and effort you put into increasing the value of YouTube over the years was rewarded at a rate of pennies (or more likely fractional pennies) on the dollar - until you started selling things and services directly from yourself. Yourself and everyone else who are (or were) somewhat "dependent" on the distribution and exposure that the channel owner provides, allows those companies to effectively retain modern day indentured employees. It really is an unfortunate situation even though the Bible clearly spells out that it's what the world will be like until the day He arrives.
Just wanted some people to know that there are older software solutions out there that don't seek to extract more money from you on a repeating basis.
Thanks for sharing this, Matt! To be clear, EveryDollar is not an affiliate link. I get no commission for it. It’s just what we use, so I shared it. As I mentioned in the post, someone could use a simple spreadsheet with no fancy software, too. I don’t care how people track their finances. I just think it’s fruitful to do so. Thanks for sharing other tools people could use! I’m sure it’ll be helpful for others who read this post.
Sorry. I didn't mean for you to have to change the url from the https://www.ramseyplus.com/auth/sign-up?return_url=[campaignKey...] My apologies.
I didn’t change it. That’s just their default sharing link. I get no kickback from it.